When an investment is underperforming it is psychologically difficult to take the right course of action. This can be compounded by penalties levied by product providers and potentially paying fees on any new investment you make. So what should you do? This post will help you arrive at the right decision…

Continue Reading…

Dear Reader,

Please can you help me with my dissertation?

I am in my final year of a BA (Hons) Financial Services course run on-line by Edinburgh Napier University and I would be very grateful of your help.

Can you spare 10 minutes of your time to complete my online questionnaire? I have not asked for any personal data so your response will be completely anonymous. The information provided will only be used to support my dissertation. The questionnaire can be accessed at .https://goo.gl/forms/oLOtEyjXmzjgIzjF2

The dissertation is the last piece of work to complete my degree. It is a type of research paper which, for my course, will be about 12,000 words long and represents a substantial percentage of my final mark.

In addition to researching academic papers, I also need to collect raw data on my chosen topic, hence the questionnaire. I am researching the extent of financial planning undertaken by expatriates based in Dubai. This has not been the subject of academic research before and so I expect the results to be useful for future researchers but I need a lot of responses to make it statistically relevant.

I need to have collected all of the data by the end of September and so if you have friends or colleagues living in Dubai who would be willing to spend a few moments answering the questions please share this message with them.

Please let me know if you have any questions and thank you in advance for your help.

As many UK Expats will be flying back to Blighty over the Summer, I thought a reminder to take your international medical insurance membership card would be helpful. Remember with the exception of A&E, treatment on NHS is only free to UK residents.

Continue Reading…

For many years I have recommended all of my UK clients to pay voluntary national insurance contributions (NICs). Payment of voluntary NICs is important because some UK benefits like the Basic State Pension and the New State Pension (NSP) are linked to a person’s contribution record.

Continue Reading…

Gulf Business recently published their results of the 2017 salary review. Those of use resident in GCC cannot have failed to notice the impact of the ‘low’ oil price on demand for goods and services. Further research suggests that employers are devising other ways of motivating their staff.

Continue Reading…

Appointing someone as your guide in the financial jungle can be a daunting task. How do you assess whether they are any good? What pro-active steps can you take to make sure the person who you are dealing with has the knowledge and experience you want?

Continue Reading…

This blog is now officially 3 years old. To celebrate I have given it a brand new look. I hope you like it.

Thank you for your support over the last 3 years, your input and feedback has been really useful. Please keep those comments coming.